To get started, you need to get to the privacy menu of Venmo. To do that: Open the app. Tap the "Me" icon in the bottom-right corner of the screen.

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You have to be vigilant, and not let the app decide your privacy settings for you. In the actual app itself, go to the privacy settings and select your privacy setting. We can use Venmo as an example.

Venmo defends its "public-by-default" privacy setting, arguing it makes the app engaging. But critics say it’s an invasion of privacy or fodder for fraud.

But default privacy settings are also a potential risk to your privacy. The U.S. app market generated $44.9 billion in 2023, with smartphone users spending 217 billion hours on their apps.

Venmo has made some changes over the years to protect its users’ privacy. In 2021, it disabled its global feed, a stream where users could see Venmo transactions among strangers.