current mortgage rates refinance

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Mortgage Refinance Rates on Jun. 18, 2025

Refinance Rates Slide Down Again: Current Refinance Rates on June 16, 2025

Several benchmark refinance rates are lower. If you're shopping for the best refinance rate, keep an eye out for lower rates.

Investopedia · 1d

After Falling to a 6-Week Low, Refinance Rates Have Climbed for a Second Day

After a sharp drop of 16 basis points over four days, falling to a six-week low on Thursday, 30-year refinance rates have increased for two consecutive days. Rising 4 basis points on Monday, the average has returned to 7.13%. However, it remains below the May peak of 7.32%, which marked a 10-month high.

Buy Side from WSJ on MSN · 9h

Mortgage Rates Today, June 18, 2025: 30-Year Rates Drop to 6.86%

Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.86%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.

Fed Didn't Cut Rates

USA TODAY · 3h

Did the Fed cut rates Wednesday? No, but here's when they might

Interest rates for credit cards to mortgages have jumped since the Fed began fighting inflation in 2022. Here's where experts think rates are headed.

Reuters on MSN · 2h

Fed leaves rates unchanged, sees two cuts in 2025 but less easing in later years

By Howard Schneider WASHINGTON -The Federal Reserve held interest rates steady on Wednesday and policymakers signaled borrowing costs are still likely to fall this year, but slowed the overall pace of expected future rate cuts in the face of estimated higher inflation flowing from the Trump administration's tariff plans.

CNET on MSN · 2h

The Fed Didn't Cut Rates, but Your Credit Card's APR Could Still Change. Here's What You Need to Know

Tariffs may be unpredictable, but you definitely need to tackle your credit card debt sooner rather than later.

Fed's Interest Rate Decision Is Good News for Your Savings

AOL · 2d

How the Federal Reserve affects mortgage rates (Hint: It may not be how you think)

Mortgage rates seem to have a mind of their own — sometimes rising when you'd expect them to fall. Learn how the Fed rate affects home borrowing costs for smarter financial decisions, plus actionable tips.

CNET on MSN · 4h

The Fed's Interest Rate Decision Is Good News for Your Savings: Here's Why

This month, it decided to keep the benchmark rate at the same range of 4.25% to 4.50%. When interest rates are high, like they are now, the banks have to pay more to borrow money, and so do you, for loans,

CNN · 13h

If the Fed lowers interest rates this year, it’ll likely be because of bad news. Here’s why

Rising unemployment will likely be what pulls the trigger for the Federal Reserve to finally begin lowering interest rates again, economists say.

FingerLakes1.com2d

Mortgage Rates Today: 30-Year Fixed Climbs to 6.94% as Borrowers Eye Economic Clues

The latest mortgage rates are in. See where 30-year and 15-year rates are heading and find out what it means for your home ...

Forbes1d

Today’s 15-Year Mortgage Refinance Rates

With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed ...

6hon MSN

Average long-term US mortgage rate eases to 6.81%, the third consecutive weekly decline

The average rate on a 30-year mortgage has remained relatively close to its high so far this year of just above 7%, set in mid-January. The 30-year rate’s low point this year was in early April when ...

FingerLakes1.com5d

Mortgage Rates End Week with Mixed Signals as 30-Year Fixed Holds Steady at 6.88%

The 30-year fixed mortgage rate held steady at 6.88% to end the week, down 11 basis points from last week. See today's mixed ...

Do you really need to wait for rates to drop a full percentage point to refinance?

For decades, the conventional wisdom about mortgage refinancing has been clear: You should swap loans only when mortgage ...

13d

Interest rates for fixed-rate mortgages likely won’t drop ‘in the foreseeable future.’ Here’s why

Most fixed-rate mortgages are tied to the five-year bond yield, which has been rocked by uncertainty with the U.S. tariffs.

CNET16d

Refinance Rates Slide Down Again: Current Refinance Rates on June 2, 2025

Average mortgage refinance rates have been volleying ... time payments will generally help you get the best interest rates. The current average interest rate for a 30-year refinance is 6 ...

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